financial stability
Non-performing loans rise in Albania, signaling strain on households and small businesses
Non-performing loans (NPLs) in Albania have risen, highlighting continued pressure on family finances and small business operations. According to data published by the Bank of Albania, the NPL ratio climbed...
Albania eases bank capital rules to boost infrastructure lending; crisis buffer held at 0.5%
The Bank of Albania has adjusted capital-adequacy rules to give second-tier banks more room to lend to large infrastructure projects—roads, ports and airports—under strict regulatory supervision. The move is designed...
Albania’s non-performing loans hit record low in June 2025
Non-performing loans (NPLs) in Albania fell again in June, with the banking system’s NPL ratio easing to 4.01% from 4.12% in May—the lowest level since 2008, according to the Bank...
Bank of Albania on 1H 2024: economic growth and improved financial stability
In the first half of 2024, the Albanian economy demonstrated resilience and steady growth, according to a report by the Bank of Albania. Key sectors, such as banking, showed positive...